CUMBERLAND COUNTY
HABITAT FOR HUMANITY
CREATING A WORLD FOR EVERYONE TO LIVE ONE HOUSE AT A TIME
Welcome Home to the Merryman's
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Looking for future homeowners!
Cumberland County Habitat for Humanity is beginning the selection process for our new partner family. If you, or someone you know is interested.
IS THIS FOR YOU?
Check the list of requirements to see if you are eligible to apply.
Cumberland County Habitat for Humanity is a nonprofit housing developer that has helped provide affordable homes in Cumberland County for 35 years. Project locations will be determined at a current date. If you’re applying, please keep in mind that the project can be in either Millville or Vineland City.
Direct questions to: [email protected]
TERMS AND CONDITIONS
Applications must be mailed to our offices located at 601 South Delsea Drive, Vineland, NJ 08360.
En busca de futuros propietarios!
El Condado de Cumberland Hábitat para la Humanidad está comenzando el proceso de selección para nuestra nueva familia de socios.
ES ESTO PARA USTED?
Revise la lista de requisitos para ver si usted es elegible para solicitar.
El Condado de Cumberland Hábitat para la Humanidad es un desarrollador de viviendas sin fines de lucro que ha ayudado a proporcionar viviendas asequibles en el Condado de Cumberland durante 35 años. Las ubicaciones del proyecto se determinarán en una fecha actual. Si está aplicando, tenga en cuenta que el proyecto puede estar en Millville o en Vineland.
Preguntas directas a: [email protected]
TERMS AND CONDITIONS
Applications must be mailed to our offices located at 601 South Delsea Drive, Vineland, NJ 08360.
Cumberland County Habitat for Humanity is beginning the selection process for our new partner family. If you, or someone you know is interested.
IS THIS FOR YOU?
Check the list of requirements to see if you are eligible to apply.
- Ability to obtain a low income / conventional mortgage.
- Demonstrate a legitimate need for housing.
- Prove steady income that is less than 80% of the area median, yet sufficient enough to maintain ownership of the home, a minimum of $40,000.00.
- Have average to good credit.
- Willingness to invest up to 500 sweat equity hours. Every adult household member must volunteer 250 hours to help build or rehab your future home.
- Commitment to mandatory financial classes and home ownership seminars.
Cumberland County Habitat for Humanity is a nonprofit housing developer that has helped provide affordable homes in Cumberland County for 35 years. Project locations will be determined at a current date. If you’re applying, please keep in mind that the project can be in either Millville or Vineland City.
Direct questions to: [email protected]
TERMS AND CONDITIONS
Applications must be mailed to our offices located at 601 South Delsea Drive, Vineland, NJ 08360.
En busca de futuros propietarios!
El Condado de Cumberland Hábitat para la Humanidad está comenzando el proceso de selección para nuestra nueva familia de socios.
ES ESTO PARA USTED?
Revise la lista de requisitos para ver si usted es elegible para solicitar.
- Capacidad para obtener una hipoteca de bajos ingresos / convencional.
- Demostrar una necesidad legítima de vivienda.
- Prove un ingreso estable que es menos del 80% de la mediana de área, pero lo suficiente como para mantener la propiedad de la casa, un mínimo de $ 40,000.00.
- Tener un promedio de buen crédito.
- Voluntad para invertir hasta 500 horas del sudor de la equidad.
- Compromiso con clases financieras obligatorias y seminarios de propiedad de vivienda.
El Condado de Cumberland Hábitat para la Humanidad es un desarrollador de viviendas sin fines de lucro que ha ayudado a proporcionar viviendas asequibles en el Condado de Cumberland durante 35 años. Las ubicaciones del proyecto se determinarán en una fecha actual. Si está aplicando, tenga en cuenta que el proyecto puede estar en Millville o en Vineland.
Preguntas directas a: [email protected]
TERMS AND CONDITIONS
Applications must be mailed to our offices located at 601 South Delsea Drive, Vineland, NJ 08360.
Are you interested in applying for our 2024 Home Build in Carmel, NJ?
This home will be qualified via the USDA guidelines. Please follow the below process.
How Much Money is needed to afford a Habitat Home?
One of the most frequently asked questions of our affiliate by interested applicants is how much money the applicant should make to afford a Habitat home. The Family Selection committee looks at two factors:
1.Our committee makes sure that no more than 25% of the applicant’s gross household income goes toward their Habitat mortgage, which includes interest free principal, property taxes and homeowner insurance. The homeowner would be responsible for their electric, gas heat, phone, and water and sewer.
2.The purpose of Habitat for Humanity is to provide affordable housing to qualified working families, and does not like to use the term “low-income housing”. The program is a hand up and not a hand out. Our committee looks at the income requirement of 40% to 60% of the county median income and checks all their financial information to see if the applicant can afford living in a Habitat home.
Applicants are qualified via USDA guidelines.
Criteria for Homeownership: How We Select Homeowners
Do I have to be a Cumberland County resident?
Cumberland County Habitat has a two-year residency policy for anyone who applies for one of our homes. This policy is based on the fact that we only build homes in Cumberland County and most of our fund-raising efforts are donated by county residents who want to improve their specific community.
Anyone living outside Cumberland County interested in applying for a Habitat home is referred to either 1-800 HABITAT or www.habitat.org for their nearest Habitat for Humanity affiliate.
For Further Information
For further questions not addressed above, please contact the Cumberland County Habitat office at (856) 563-0292 ext 105
Please fill out and email to [email protected]. Please note that you do NOT need a printer to do this.
This home will be qualified via the USDA guidelines. Please follow the below process.
How Much Money is needed to afford a Habitat Home?
One of the most frequently asked questions of our affiliate by interested applicants is how much money the applicant should make to afford a Habitat home. The Family Selection committee looks at two factors:
1.Our committee makes sure that no more than 25% of the applicant’s gross household income goes toward their Habitat mortgage, which includes interest free principal, property taxes and homeowner insurance. The homeowner would be responsible for their electric, gas heat, phone, and water and sewer.
2.The purpose of Habitat for Humanity is to provide affordable housing to qualified working families, and does not like to use the term “low-income housing”. The program is a hand up and not a hand out. Our committee looks at the income requirement of 40% to 60% of the county median income and checks all their financial information to see if the applicant can afford living in a Habitat home.
Applicants are qualified via USDA guidelines.
Criteria for Homeownership: How We Select Homeowners
- Ability to Pay – The following are the income guidelines for Family Selection: the minimum income for up to a family of 4 is $42,500 and the maximum income for up to a family of 4 is $68,000.
- Need – A home visitation is conducted to determine current home condition and amount of rent paid each month.
- Willingness to Partner – Each adult in the family commits to completing 250 sweat equity hours while the house is being constructed. Settlement cannot be held until sweat equity hours are completed.
- Partner family receives a zero percent interest mortgage for 20 years or 30 year zero equivalent mortgage from the USDA.
Do I have to be a Cumberland County resident?
Cumberland County Habitat has a two-year residency policy for anyone who applies for one of our homes. This policy is based on the fact that we only build homes in Cumberland County and most of our fund-raising efforts are donated by county residents who want to improve their specific community.
Anyone living outside Cumberland County interested in applying for a Habitat home is referred to either 1-800 HABITAT or www.habitat.org for their nearest Habitat for Humanity affiliate.
For Further Information
For further questions not addressed above, please contact the Cumberland County Habitat office at (856) 563-0292 ext 105
Please fill out and email to [email protected]. Please note that you do NOT need a printer to do this.
Winter Winter Chicken Dinner 2/24/24
Celebrating the 10th Anniversary of The Restore
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NEW RESTORE HOURS
Sun. - Mon. Closed Tue. - Fri. 10:00am - 6:00pm Saturday 9:00am - 4:00pm Yes, we are open! Stop in to shop Tuesday through Saturday or call us to place an order for curbside pickup. Donation pickups Tuesday thru Saturday |
Donate TodayAt Cumberland County Habitat for Humanity, we build. We build because we believe that everyone, everywhere, should have a healthy, affordable place to call home. More than building homes, we build communities, we build hope and we build the opportunity for families to help themselves.
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Latest News
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On Friday, March 8, 2019, the Cumberland County Habitat for Humanity hosted its Hearts and Hammers 30 Year Anniversary Dinner. The fundraising event was held at Eastlyn Golf Course and Greenview Inn. Festivities included: 50/50, Chinese Auction, and Live Auction. Entertainment was provided with live music by the Kenny I Band. View the Gallery Download the Event Sponsorship & Ad Book Form Thank you for your consideration for sponsorship. With your support, Habitat homeowners achieve the strength, stability, and independence they need to build a better life for themselves and for their families. |
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2018 Handbags for habitatOn Monday, November 16, 2018, hundreds came out to support our annual Handbags for Habitat raffle held at the Padre Pio Rosary Hall in Vineland, New Jersey. Congratulations to all the raffle recipients.
Your participation has helped us build our current home! Click here to view the Photo Gallery |
A special thanks to all the staff, volunteers, and sponsors who made the 2018 Handbags for Habitat a great success.
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2018 Golf ClassicOn Monday, September 17, 2018, nearly 100 golfers participated in the 2018 Cumberland County Habitat for Humanity Golf Classic, in memory of Dick Baum.
Your participation has helped us build our current home! Thanks to all the staff, volunteers, and sponsors who made the 2018 Golf Classic a huge success. Click here to view the Photo Gallery |
A special "Thank You" to all the golfers who supported the 2018 Golf Classic Tournament in memory of Dick Baum.
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OUR VISION
Cumberland County Habitat for Humanity is a source of hope and inspiration for Cumberland County, the State of New Jersey, and the entire nation. We are a leader in enabling more citizens to have greater opportunities to improve their lives through home ownership.
Our impact is seen in revitalized neighborhoods, families achieving financial stability, and children who achieve more in school and in life. Families living in Habitat homes are positive contributors to our community.
We are leaders in the affordable housing business and take the lead in pulling people together – developing partnerships and collaborating with a variety of organizations – to reduce poverty levels and increase the numbers of families who own homes.
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Hannah Fox, Special for Vineland Daily Journal
Published 3:08 p.m. ET March 25, 2018 | Updated 5:12 p.m. ET March 25, 2018 VINELAND - A long-awaited dream became a reality on Saturday morning as the Gonzalez family celebrated the groundbreaking at the site of their future Habitat For Humanity home. “We have been waiting for this moment,” said Rosa Gonzalez, who along with husband Carlos and daughters Genesis, 8, and Mia, 3, were the chosen recipients of Cumberland County Habitat For Humanity’s latest building project. The journey to becoming the chosen family for the latest building project first started with a flier that had been left on their front door. “When I saw the flier, I told my husband ‘I think we should apply for it,” said Rosa Gonzalez. After applying, the Gonzalez family went through an extensive application process, one that even includes a home visit. “Not only do they have to undergo the regular mortgage process, but they also have to go through the Habitat for Humanity process,” said William Gonzalez, executive director of Cumberland County Habitat for Humanity. As part of that process, every adult in the family has to commit to 250 hours of volunteering with Habitat for Humanity, a requirement called sweat equity. Most of those hours will go towards working on their future home. William Gonzalez, no relation to the family, said taking courses on financial management and home repairs in order to be self-sustaining also are requirements. Once the application process was completed, the Gonzalez family waited to see if they would be chosen. They did not have to wait long. Less than two weeks after finishing the application process, the answer came. “I was at my church when I got the call and I fell to my knees,” said Rosa Gonzalez. “I think God put a beautiful team together to help us. It is a blessing,” she said. “Anytime we can do anything for the underprivileged is a good thing,” said Assemblyman R. Bruce Land, who attended the groundbreaking with Assemblyman Bob Andrzejczak. “They just need a start. We all need a start.” The plot of land where the Gonzalez home will be built was donated to the Cumberland County Habitat For Humanity by Wells Fargo Bank about a year ago. Prior to the groundbreaking, the land was blessed by the Rev. Tomas Acevedo of Vineland Spanish Assembly of God, where the Gonzalez family are members. “Attending these events, it’s always something I’m proud to do,” said Vineland Mayor Anthony Fanucci. “This [home] means everything [to the Gonzalez family].” The Gonzalez home is currently the only project Cumberland County Habitat for Humanity is working on, but William Gonzalez hopes future projects in Millville are not far behind. While the new home will be ready in about six months, the Gonzalez family said it would not mark the end of their involvement with Habitat for Humanity. They said they wanted to pay it forward by helping other families. “When I give my heart to something, I give my all,” smiled Rosa Gonzalez. “I want to share this testimony with others.” To donate and / or volunteer please call (856) 563-0292 ext 2 or visit www.cumberlandnjhabitat.org. |
Photo Gallery
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WHY AFFORDABLE HOUSING MATTERS
Every day in Cumberland County, low-income, hardworking families struggle to find affordable places to live. Rapidly rising rents force these families to live in unsafe, unhealthy, and crowded conditions. This has a negative affect on learning and self esteem of the children.
The American dream of home ownership is seen as simply unattainable, due to the increasing costs of home prices and little change in incomes of hardworking families.
Our mission of working with the community to build and renovate simple decent homes with and for these families has resulted in over 25 families purchasing their home. This leads to stability in their family and the ability to build equity. We believe in this mission, because we have seen first-hand how affordable home ownership impacts families, children, and communities.
Families have a chance to experience stability, build equity wealth, and have something tangible to pass on to their children. Children are healthier and safer. They do better in school, have higher self esteem, and feel more hopeful toward their future. Communities are improved, as homeowners tend to be more active in their communities than renters, and pay into the local tax base.
The American dream of home ownership is seen as simply unattainable, due to the increasing costs of home prices and little change in incomes of hardworking families.
Our mission of working with the community to build and renovate simple decent homes with and for these families has resulted in over 25 families purchasing their home. This leads to stability in their family and the ability to build equity. We believe in this mission, because we have seen first-hand how affordable home ownership impacts families, children, and communities.
Families have a chance to experience stability, build equity wealth, and have something tangible to pass on to their children. Children are healthier and safer. They do better in school, have higher self esteem, and feel more hopeful toward their future. Communities are improved, as homeowners tend to be more active in their communities than renters, and pay into the local tax base.
A HOUSING CRISIS
Worldwide, some 827.6 million people live in urban slums. By 2020, it is estimated the world slum population will reach almost 1 billion. About 50 percent of the world’s population now live in urban areas. Lack of clean water and sanitation claim the lives of more than 1.8 million young children every year.
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